Vehicle Return Plan (VRP)


Losing a job, suffering an illness and other unexpected circumstances can be more than a bump in the road; they can be life changing. We understand that life events happen unexpectedly and that is when you need protection the most.

Our smart, worry-free protection covers depreciation resulting in negative equity on both installment loans and leases with coverage options available for your entire loan or lease term.

Program details

  • Coverage up to $125,000 amount financed Lease terms up to 60 months
  • Backed by an A- rated insurance company
  • Industry leading service & claims processes
  • $25,000 vehicle return benefit
  • 3-month payment relief benefit

Vehicle Return Life Events

  • Physical disability
  • Loss of commercial driver’s license
  • Critical illness (including COVID)
  • Self-employed personal bankruptcy
  • Accidental death
  • Involuntary unemployment of spouse life event can be added to both vehicle return and payment benefits with payment of optional surcharge


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